Janitorial · Equipment financing
Equipment financing for janitorial and cleaning businesses
Commercial cleaning contracts can require floor machines, vehicles and supplies before the first invoice goes out. Equipment financing spreads those costs across the life of the contract.
What to know
What cleaning companies should know about equipment financing.
Smaller tickets can still be financed.
Many providers have minimums, but some work with lower-priced equipment. Ask about a minimum amount before applying.
Contract wins drive purchases.
A new building contract often requires new machines, so timing financing to the contract start prevents gaps.
Vehicles are a major cost.
Service vans and trucks are often the largest purchase, and vehicle financing is typically straightforward for owners with credit history.
Think about replacement cycles.
Machines wear out on predictable schedules, so match the financing term to how long the equipment will actually last.
FAQ
Common questions from janitorial companies.
Can a small cleaning business get equipment financing?
Often yes, though some providers have minimum amounts. Personal credit and any down payment typically influence the offer for newer businesses.
What is the difference between a loan and a lease for cleaning equipment?
A loan builds ownership while a lease usually has lower payments and may offer an end-of-term purchase option. Compare total cost and what happens at the end.
Can I finance supplies as well as machines?
Equipment financing generally covers the machines. Supplies are better handled with working capital or a line of credit.
Is Truidian a lender or factoring company?
No. Truidian is a business solutions company. It helps businesses identify and connect with participating third-party providers, who make every approval, pricing and terms decision.
Tell us about your janitorial business.
Share a few details and we'll identify participating providers whose programs may fit.
Truidian is a business solutions company, not a lender, factoring company or payment processor. Financing and services are offered by participating third-party providers and are subject to their approval and terms. Approval, funding, rates and terms are not guaranteed.