Guides
Plain-English guides to business funding.
Each guide opens with a direct answer, then shows the detail. Use them to understand costs, compare options and know what to ask a provider before you apply.
Guides
Straight answers on business funding.
- How much does invoice factoring cost?What invoice factoring typically costs: factor fees, advance rates, reserve releases and the extra charges to look for, with a worked example you can adapt to your own invoices.
- What is a factor rate, and how is it different from APR?A factor rate is a fixed multiplier used to price some business financing. Learn how to calculate it, how it differs from APR, and how to compare offers on equal terms.
- How to qualify for equipment financing with under two years in businessMany equipment lenders prefer two years in business, but newer companies can still qualify. See what providers look at, how to strengthen an application, and the structures to consider.
- What documents do you need to apply for business financing?A practical checklist of the documents providers commonly request for business loans, working capital, factoring and equipment financing, and how to prepare them before you apply.
Comparisons
Side-by-side, so you can choose.
- Invoice factoring vs. a business line of creditA side-by-side comparison of invoice factoring and a business line of credit: how each works, what each costs, who qualifies, and which fits a business that waits on customer payments.
- Invoice factoring vs. a bank loanCompare invoice factoring and a traditional bank loan on speed, cost, qualification, collateral and flexibility to see which better fits a business waiting on customer payments.
- Merchant cash advance vs. a business line of creditCompare merchant cash advances and business lines of credit on cost, repayment, qualification speed and risk so you can choose the right short-term funding.
- ACH vs. card processing for tax resolution and tax relief firmsHow tax resolution firms compare ACH and card processing for client payments: fees, chargeback exposure, payment plans and what to ask a merchant processor that serves tax relief.
- Working with Truidian vs. going directly to a lenderAn honest comparison of going to one lender or provider directly versus using Truidian to be introduced to several participating providers, including what Truidian does not do.
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Truidian is a business solutions company, not a lender. Financing and services are offered by participating third-party providers and are subject to their approval and terms. This content is general information, not legal, tax, accounting or financial advice.